Property All Risk

Property All Risk


The Property All Risks Takaful PMD offers wider coverage than Fire and Allied Perils by covering accidental physical loss or damage to the Property covered whilst situated at the premises described in the PMD, everything is covered other than the exclusions, defined in the wordings.

Factories, power plants, building and office projects including workshop, machinery, equipment, material, goods, fuel, warehouse, premises or offices can be covered under this Takaful PMD.

    • Fire
    • Lightning
    • Explosion
    • Aircraft, or other aerial devices or articles dropped there from Impact by vehicles, watercraft, locomotives or rolling stock
    • Earthquake
    • Riot
    • Strike
    • Civil commotion
    • Malicious damage
    • Busting or overflowing of water apparatus (including sprinkler leakage)
    • Impact by own vehicle
    • Theft or attempted theft (by violence to persons or threat thereof or by violent and forcible entry to or exit from the premises) and Accidental loss or damage
    • The PMD covers Participant’s properties against unforeseen and sudden events.

      • Value of Property
      • Level of safety and protections
      • Quality of construction of buildings